@import url('https://fonts.googleapis.com/css2?family=Bricolage+Grotesque:opsz,wght@12..96,300;12..96,500;12..96,700;12..96,800&family=JetBrains+Mono:wght@400;500&family=Inter:wght@400;500;600&display=swap');

/* ============================================================
   Vizzibo Bankruptcy Qualifier — Design System Stylesheet
   Root: .vb-bankruptcy   Prefix: vb-bk-
   ============================================================ */

.vb-bankruptcy {
  --vb-dark:      #0E1116;
  --vb-card:      #14181F;
  --vb-card2:     #1A1F26;
  --vb-brass:     #B0833D;
  --vb-brass2:    #8E6726;
  --vb-brass-bg:  rgba(176,131,61,.07);
  --vb-b-brass:   rgba(176,131,61,.22);
  --vb-b-warm:    rgba(239,231,216,.10);
  --vb-ivory:     #EFE7D8;
  --vb-stone:     #B5AFA0;
  --vb-stone2:    #5A5C5E;

  box-sizing: border-box;
  font-family: 'Inter', sans-serif;
  color: var(--vb-ivory);
  background: var(--vb-dark);
  border-radius: 2px;
  overflow: hidden;
  width: 100%;
  /* Long unbroken strings (URL-shaped firm names, long-domain emails, etc.) would otherwise
     get clipped by `overflow: hidden` on narrow viewports. Break them at any character
     when no natural break point exists. */
  overflow-wrap: break-word;
  word-wrap: break-word;
}

.vb-bankruptcy *, .vb-bankruptcy *::before, .vb-bankruptcy *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

/* ============================================================
   SHELL — Split Layout
   ============================================================ */

.vb-bankruptcy .vb-bk-shell {
  display: flex;
  min-height: 560px;
}

/* ============================================================
   LEFT PANEL
   ============================================================ */

.vb-bankruptcy .vb-bk-left {
  width: 250px;
  min-width: 250px;
  background: var(--vb-dark);
  border-right: 1px solid var(--vb-b-brass);
  display: flex;
  flex-direction: column;
  padding: 32px 24px 28px;
  gap: 28px;
  flex-shrink: 0;
}

/* Badge */
.vb-bankruptcy .vb-bk-badge {
  width: 38px;
  height: 38px;
  border: 1px solid var(--vb-b-brass);
  background: var(--vb-brass-bg);
  border-radius: 2px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.vb-bankruptcy .vb-bk-badge svg {
  width: 20px;
  height: 20px;
  fill: none;
  stroke: var(--vb-brass);
  stroke-width: 1.6;
  stroke-linecap: round;
  stroke-linejoin: round;
}

/* Step list */
.vb-bankruptcy .vb-bk-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.vb-bankruptcy .vb-bk-step-group {
  display: flex;
  flex-direction: column;
}

.vb-bankruptcy .vb-bk-step-header {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  position: relative;
}

.vb-bankruptcy .vb-bk-step-dot {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  border: 2px solid var(--vb-stone2);
  background: transparent;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
  font-weight: 500;
  color: var(--vb-stone2);
  transition: border-color .2s, background .2s, color .2s;
  position: relative;
  z-index: 1;
}

.vb-bankruptcy .vb-bk-step-group.is-done .vb-bk-step-dot {
  border-color: var(--vb-brass);
  background: var(--vb-brass);
  color: var(--vb-dark);
  font-size: 9px;
}

.vb-bankruptcy .vb-bk-step-group.is-active .vb-bk-step-dot {
  border-color: var(--vb-brass);
  color: var(--vb-brass);
}

.vb-bankruptcy .vb-bk-step-label {
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
  font-weight: 400;
  letter-spacing: .04em;
  color: var(--vb-stone2);
  line-height: 1.4;
  padding-top: 2px;
  transition: color .2s;
}

.vb-bankruptcy .vb-bk-step-group.is-done .vb-bk-step-label,
.vb-bankruptcy .vb-bk-step-group.is-active .vb-bk-step-label {
  color: var(--vb-stone);
}

.vb-bankruptcy .vb-bk-step-group.is-active .vb-bk-step-label {
  color: var(--vb-ivory);
}

/* Connector line between steps */
.vb-bankruptcy .vb-bk-step-connector {
  width: 2px;
  height: 20px;
  background: var(--vb-stone2);
  margin-left: 9px;
  opacity: 0.35;
  transition: background .2s, opacity .2s;
}

.vb-bankruptcy .vb-bk-step-group.is-done + .vb-bk-step-group .vb-bk-step-connector,
.vb-bankruptcy .vb-bk-step-connector.is-done {
  background: var(--vb-brass);
  opacity: 0.4;
}

/* Live assessment card */
.vb-bankruptcy .vb-bk-live-card {
  background: var(--vb-brass-bg);
  border: 1px solid var(--vb-b-brass);
  border-radius: 2px;
  padding: 14px 14px 12px;
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: auto;
}

.vb-bankruptcy .vb-bk-live-eyebrow {
  display: flex;
  align-items: center;
  gap: 7px;
  font-family: 'JetBrains Mono', monospace;
  font-size: 9px;
  font-weight: 500;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--vb-brass);
}

.vb-bankruptcy .vb-bk-live-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--vb-brass);
  flex-shrink: 0;
  animation: vb-bk-pulse 2s ease-in-out infinite;
}

@keyframes vb-bk-pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: .45; transform: scale(.75); }
}

.vb-bankruptcy .vb-bk-live-chapter {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}

.vb-bankruptcy .vb-bk-live-chapter-label {
  font-family: 'Bricolage Grotesque', sans-serif;
  font-size: 13px;
  font-weight: 500;
  color: var(--vb-stone);
}

.vb-bankruptcy .vb-bk-chapter-pill {
  display: inline-flex;
  align-items: center;
  padding: 2px 8px;
  border-radius: 2px;
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
  font-weight: 500;
  letter-spacing: .04em;
  background: var(--vb-b-brass);
  border: 1px solid var(--vb-b-brass);
  color: var(--vb-brass);
  transition: background .3s, color .3s;
}

.vb-bankruptcy .vb-bk-chapter-pill.is-empty {
  color: var(--vb-stone2);
  background: transparent;
  border-color: var(--vb-stone2);
  opacity: .5;
}

.vb-bankruptcy .vb-bk-chapter-pill.is-ch13 {
  color: var(--vb-stone);
  background: var(--vb-b-warm);
  border-color: var(--vb-b-warm);
}

.vb-bankruptcy .vb-bk-live-sub {
  font-family: 'JetBrains Mono', monospace;
  font-size: 9px;
  color: var(--vb-stone2);
  letter-spacing: .03em;
  line-height: 1.4;
}

/* ============================================================
   RIGHT PANEL
   ============================================================ */

.vb-bankruptcy .vb-bk-right {
  flex: 1;
  background: var(--vb-card);
  padding: 44px 40px;
  display: flex;
  flex-direction: column;
  min-height: 560px;
  overflow: hidden;
  position: relative;
}

/* Eyebrow */
.vb-bankruptcy .vb-bk-eyebrow {
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
  font-weight: 500;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--vb-brass);
  margin-bottom: 12px;
  line-height: 1;
}

/* Question */
.vb-bankruptcy .vb-bk-question {
  font-family: 'Bricolage Grotesque', sans-serif;
  font-size: 26px;
  font-weight: 700;
  color: var(--vb-ivory);
  line-height: 1.25;
  margin-bottom: 28px;
}

.vb-bankruptcy .vb-bk-question em {
  font-style: italic;
  color: var(--vb-brass);
}

/* ============================================================
   ANSWER CARDS
   ============================================================ */

.vb-bankruptcy .vb-bk-answers {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 28px;
}

.vb-bankruptcy .vb-bk-answers.vb-bk-answers-1col {
  grid-template-columns: 1fr;
}

.vb-bankruptcy .vb-bk-ans {
  background: var(--vb-card2);
  border: 1px solid var(--vb-b-warm);
  border-radius: 2px;
  padding: 14px 16px;
  cursor: pointer;
  display: flex;
  flex-direction: column;
  gap: 4px;
  transition: border-color .15s, background .15s, box-shadow .15s;
  position: relative;
  outline: none;
  text-align: left;
  width: 100%;
  -webkit-appearance: none;
  appearance: none;
}

.vb-bankruptcy .vb-bk-ans:hover {
  border-color: var(--vb-brass);
}

.vb-bankruptcy .vb-bk-ans.is-selected {
  border-color: var(--vb-brass);
  background: var(--vb-brass-bg);
  box-shadow: inset 0 0 0 1px var(--vb-b-brass);
}

.vb-bankruptcy .vb-bk-ans-top {
  display: flex;
  align-items: center;
  gap: 10px;
}

.vb-bankruptcy .vb-bk-ans-num {
  width: 20px;
  height: 20px;
  border-radius: 2px;
  background: var(--vb-dark);
  border: 1px solid var(--vb-stone2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
  font-weight: 500;
  color: var(--vb-stone2);
  flex-shrink: 0;
  transition: border-color .15s, color .15s;
}

.vb-bankruptcy .vb-bk-ans.is-selected .vb-bk-ans-num {
  border-color: var(--vb-brass);
  color: var(--vb-brass);
}

.vb-bankruptcy .vb-bk-ans-label {
  font-family: 'Inter', sans-serif;
  font-size: 14px;
  font-weight: 500;
  color: var(--vb-ivory);
  line-height: 1.3;
}

.vb-bankruptcy .vb-bk-ans-sub {
  font-family: 'Inter', sans-serif;
  font-size: 12px;
  color: var(--vb-stone);
  line-height: 1.4;
  padding-left: 30px;
}

/* ============================================================
   SELECT DROPDOWN
   ============================================================ */

.vb-bankruptcy .vb-bk-select-wrap {
  position: relative;
  margin-bottom: 28px;
}

.vb-bankruptcy .vb-bk-select {
  width: 100%;
  background: var(--vb-card2);
  border: 1px solid var(--vb-b-warm);
  border-radius: 2px;
  color: var(--vb-ivory);
  font-family: 'Inter', sans-serif;
  font-size: 15px;
  font-weight: 400;
  padding: 13px 40px 13px 16px;
  -webkit-appearance: none;
  appearance: none;
  cursor: pointer;
  outline: none;
  transition: border-color .15s;
}

.vb-bankruptcy .vb-bk-select:focus {
  border-color: var(--vb-brass);
  box-shadow: 0 0 0 2px rgba(176,131,61,.2);
}

.vb-bankruptcy .vb-bk-select option {
  background: var(--vb-card2);
  color: var(--vb-ivory);
}

.vb-bankruptcy .vb-bk-select-caret {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  pointer-events: none;
  color: var(--vb-stone2);
}

/* ============================================================
   MONEY / TEXT INPUTS
   ============================================================ */

.vb-bankruptcy .vb-bk-money-wrap {
  position: relative;
  margin-bottom: 10px;
}

.vb-bankruptcy .vb-bk-dollar {
  position: absolute;
  left: 16px;
  top: 50%;
  transform: translateY(-50%);
  font-family: 'JetBrains Mono', monospace;
  font-size: 14px;
  color: var(--vb-stone);
  pointer-events: none;
  line-height: 1;
}

.vb-bankruptcy .vb-bk-input {
  width: 100%;
  background: var(--vb-card2);
  border: 1px solid var(--vb-b-warm);
  border-radius: 2px;
  color: var(--vb-ivory);
  font-family: 'Inter', sans-serif;
  font-size: 15px;
  font-weight: 400;
  padding: 13px 16px;
  outline: none;
  transition: border-color .15s, box-shadow .15s;
  -webkit-appearance: none;
  appearance: none;
}

.vb-bankruptcy .vb-bk-input.vb-bk-input-money {
  padding-left: 34px;
}

.vb-bankruptcy .vb-bk-input:focus {
  border-color: var(--vb-brass);
  box-shadow: 0 0 0 2px rgba(176,131,61,.2);
}

.vb-bankruptcy .vb-bk-input::placeholder {
  color: var(--vb-stone2);
}

.vb-bankruptcy .vb-bk-hint {
  font-family: 'Inter', sans-serif;
  font-size: 12px;
  color: var(--vb-stone2);
  line-height: 1.4;
  margin-bottom: 24px;
}

/* ============================================================
   KEYBOARD HINT BAR
   ============================================================ */

.vb-bankruptcy .vb-bk-kbd-bar {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-top: auto;
  padding-top: 20px;
}

.vb-bankruptcy .vb-bk-kbd {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--vb-card2);
  border: 1px solid var(--vb-stone2);
  border-radius: 2px;
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
  font-weight: 500;
  color: var(--vb-stone2);
  padding: 2px 6px;
  min-width: 20px;
  height: 20px;
  line-height: 1;
}

.vb-bankruptcy .vb-bk-kbd-label {
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
  color: var(--vb-stone2);
  letter-spacing: .03em;
}

.vb-bankruptcy .vb-bk-kbd-sep {
  width: 1px;
  height: 12px;
  background: var(--vb-stone2);
  opacity: .3;
  margin: 0 4px;
}

/* ============================================================
   NAV ROW
   ============================================================ */

.vb-bankruptcy .vb-bk-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 28px;
  border-top: 1px solid var(--vb-b-warm);
  margin-top: 20px;
}

.vb-bankruptcy .vb-bk-nav-left {
  display: flex;
  align-items: center;
  gap: 8px;
}

.vb-bankruptcy .vb-bk-btn-back {
  background: transparent;
  border: 1px solid var(--vb-b-warm);
  border-radius: 2px;
  color: var(--vb-stone);
  font-family: 'Inter', sans-serif;
  font-size: 13px;
  font-weight: 500;
  padding: 9px 18px;
  cursor: pointer;
  transition: border-color .15s, color .15s;
  outline: none;
  -webkit-appearance: none;
  appearance: none;
}

.vb-bankruptcy .vb-bk-btn-back:hover {
  border-color: var(--vb-stone);
  color: var(--vb-ivory);
}

.vb-bankruptcy .vb-bk-btn-continue {
  background: var(--vb-brass);
  border: none;
  border-radius: 2px;
  color: var(--vb-dark);
  font-family: 'Inter', sans-serif;
  font-size: 14px;
  font-weight: 600;
  padding: 11px 24px;
  cursor: pointer;
  transition: background .15s, opacity .15s;
  outline: none;
  -webkit-appearance: none;
  appearance: none;
  line-height: 1;
}

.vb-bankruptcy .vb-bk-btn-continue:hover {
  background: var(--vb-brass2);
}

.vb-bankruptcy .vb-bk-btn-continue:disabled {
  opacity: .4;
  cursor: not-allowed;
}

/* Progress indicator in nav */
.vb-bankruptcy .vb-bk-progress-label {
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
  color: var(--vb-stone2);
  letter-spacing: .04em;
}

/* ============================================================
   WELCOME SCREEN
   ============================================================ */

.vb-bankruptcy .vb-bk-welcome {
  background: var(--vb-card);
  padding: 52px 48px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 24px;
  width: 100%;
}

.vb-bankruptcy .vb-bk-welcome-badge {
  width: 48px;
  height: 48px;
  background: var(--vb-brass-bg);
  border: 1px solid var(--vb-b-brass);
  border-radius: 2px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.vb-bankruptcy .vb-bk-welcome-badge svg {
  width: 24px;
  height: 24px;
  stroke: var(--vb-brass);
  fill: none;
  stroke-width: 1.6;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.vb-bankruptcy .vb-bk-welcome-eyebrow {
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
  font-weight: 500;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--vb-brass);
}

.vb-bankruptcy .vb-bk-welcome-headline {
  font-family: 'Bricolage Grotesque', sans-serif;
  font-size: 32px;
  font-weight: 700;
  color: var(--vb-ivory);
  line-height: 1.2;
  max-width: 540px;
}

.vb-bankruptcy .vb-bk-welcome-headline em {
  font-style: italic;
  color: var(--vb-brass);
}

.vb-bankruptcy .vb-bk-welcome-body {
  font-family: 'Inter', sans-serif;
  font-size: 15px;
  color: var(--vb-stone);
  line-height: 1.6;
  max-width: 500px;
}

.vb-bankruptcy .vb-bk-welcome-meta {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.vb-bankruptcy .vb-bk-welcome-meta-item {
  display: flex;
  align-items: center;
  gap: 7px;
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
  color: var(--vb-stone2);
  letter-spacing: .04em;
}

.vb-bankruptcy .vb-bk-welcome-meta-item svg {
  width: 13px;
  height: 13px;
  stroke: var(--vb-brass);
  fill: none;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.vb-bankruptcy .vb-bk-btn-start {
  background: var(--vb-brass);
  border: none;
  border-radius: 2px;
  color: var(--vb-dark);
  font-family: 'Inter', sans-serif;
  font-size: 15px;
  font-weight: 600;
  padding: 14px 32px;
  cursor: pointer;
  transition: background .15s;
  outline: none;
  -webkit-appearance: none;
  appearance: none;
  margin-top: 4px;
  line-height: 1;
}

.vb-bankruptcy .vb-bk-btn-start:hover {
  background: var(--vb-brass2);
}

/* ============================================================
   REVEAL SCREEN
   ============================================================ */

.vb-bankruptcy .vb-bk-reveal-shell {
  display: flex;
  min-height: 560px;
}

/* Reveal left — verdict panel */
.vb-bankruptcy .vb-bk-reveal-left {
  width: 250px;
  min-width: 250px;
  background: var(--vb-dark);
  border-right: 1px solid var(--vb-b-brass);
  padding: 36px 24px;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.vb-bankruptcy .vb-bk-verdict-eyebrow {
  font-family: 'JetBrains Mono', monospace;
  font-size: 9px;
  font-weight: 500;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--vb-brass);
}

.vb-bankruptcy .vb-bk-verdict-heading {
  font-family: 'Bricolage Grotesque', sans-serif;
  font-size: 48px;
  font-weight: 800;
  color: var(--vb-ivory);
  line-height: 1.05;
  animation: vb-bk-verdict-in 600ms cubic-bezier(.22,.8,.36,1) both;
}

.vb-bankruptcy .vb-bk-verdict-heading em {
  font-style: normal;
  color: var(--vb-brass);
}

@keyframes vb-bk-verdict-in {
  from { opacity: 0; transform: scale(.8); }
  to   { opacity: 1; transform: scale(1); }
}

.vb-bankruptcy .vb-bk-verdict-oneliner {
  font-family: 'Inter', sans-serif;
  font-size: 13px;
  color: var(--vb-stone);
  line-height: 1.55;
}

.vb-bankruptcy .vb-bk-verdict-disclaimer {
  margin-top: auto;
  font-family: 'Inter', sans-serif;
  font-size: 11px;
  color: var(--vb-stone2);
  line-height: 1.5;
  border-top: 1px solid var(--vb-b-warm);
  padding-top: 16px;
}

/* Reveal right */
.vb-bankruptcy .vb-bk-reveal-right {
  flex: 1;
  background: var(--vb-card);
  padding: 36px;
  overflow-y: auto;
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.vb-bankruptcy .vb-bk-section-eyebrow {
  font-family: 'JetBrains Mono', monospace;
  font-size: 9px;
  font-weight: 500;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--vb-brass);
  margin-bottom: 10px;
}

.vb-bankruptcy .vb-bk-section-title {
  font-family: 'Bricolage Grotesque', sans-serif;
  font-size: 16px;
  font-weight: 700;
  color: var(--vb-ivory);
  margin-bottom: 12px;
}

/* Reasons list */
.vb-bankruptcy .vb-bk-reasons {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.vb-bankruptcy .vb-bk-reason-item {
  background: var(--vb-card2);
  border: 1px solid var(--vb-b-warm);
  border-radius: 2px;
  padding: 12px 14px;
  font-family: 'Inter', sans-serif;
  font-size: 13px;
  color: var(--vb-stone);
  line-height: 1.55;
  display: flex;
  gap: 10px;
  align-items: flex-start;
}

.vb-bankruptcy .vb-bk-reason-dot {
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--vb-brass);
  flex-shrink: 0;
  margin-top: 6px;
}

/* Checklist */
.vb-bankruptcy .vb-bk-checklist {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.vb-bankruptcy .vb-bk-check-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-family: 'Inter', sans-serif;
  font-size: 13px;
  color: var(--vb-stone);
  line-height: 1.5;
}

.vb-bankruptcy .vb-bk-check-icon {
  width: 16px;
  height: 16px;
  border-radius: 2px;
  background: var(--vb-brass-bg);
  border: 1px solid var(--vb-b-brass);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}

.vb-bankruptcy .vb-bk-check-icon svg {
  width: 9px;
  height: 9px;
  stroke: var(--vb-brass);
  fill: none;
  stroke-width: 2.2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

/* Divider */
.vb-bankruptcy .vb-bk-divider {
  height: 1px;
  background: var(--vb-b-warm);
  border: none;
}

/* ============================================================
   LEAD GATE FORM
   ============================================================ */

.vb-bankruptcy .vb-bk-lead-form {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.vb-bankruptcy .vb-bk-lead-form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

.vb-bankruptcy .vb-bk-label {
  font-family: 'JetBrains Mono', monospace;
  font-size: 9px;
  font-weight: 500;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--vb-stone2);
  display: block;
  margin-bottom: 5px;
}

.vb-bankruptcy .vb-bk-field {
  display: flex;
  flex-direction: column;
}

.vb-bankruptcy .vb-bk-textarea {
  width: 100%;
  background: var(--vb-card2);
  border: 1px solid var(--vb-b-warm);
  border-radius: 2px;
  color: var(--vb-ivory);
  font-family: 'Inter', sans-serif;
  font-size: 14px;
  font-weight: 400;
  padding: 12px 14px;
  resize: vertical;
  min-height: 72px;
  outline: none;
  transition: border-color .15s, box-shadow .15s;
  -webkit-appearance: none;
  appearance: none;
}

.vb-bankruptcy .vb-bk-textarea:focus {
  border-color: var(--vb-brass);
  box-shadow: 0 0 0 2px rgba(176,131,61,.2);
}

.vb-bankruptcy .vb-bk-textarea::placeholder {
  color: var(--vb-stone2);
}

/* Ack checkbox */
.vb-bankruptcy .vb-bk-ack-row {
  display: flex;
  align-items: flex-start;
  gap: 10px;
}

.vb-bankruptcy .vb-bk-ack-checkbox {
  width: 16px;
  height: 16px;
  border: 1px solid var(--vb-b-brass);
  border-radius: 2px;
  background: var(--vb-card2);
  flex-shrink: 0;
  margin-top: 1px;
  cursor: pointer;
  -webkit-appearance: none;
  appearance: none;
  position: relative;
  outline: none;
  transition: background .15s, border-color .15s;
}

.vb-bankruptcy .vb-bk-ack-checkbox:checked {
  background: var(--vb-brass);
  border-color: var(--vb-brass);
}

.vb-bankruptcy .vb-bk-ack-checkbox:checked::after {
  content: '';
  display: block;
  position: absolute;
  left: 3px;
  top: 1px;
  width: 5px;
  height: 8px;
  border: 2px solid var(--vb-dark);
  border-top: none;
  border-left: none;
  transform: rotate(45deg);
}

.vb-bankruptcy .vb-bk-ack-label {
  font-family: 'Inter', sans-serif;
  font-size: 12px;
  color: var(--vb-stone);
  line-height: 1.5;
  cursor: pointer;
}

/* CTA button */
.vb-bankruptcy .vb-bk-btn-cta {
  background: var(--vb-brass);
  border: none;
  border-radius: 2px;
  color: var(--vb-dark);
  font-family: 'Inter', sans-serif;
  font-size: 15px;
  font-weight: 600;
  padding: 14px 28px;
  cursor: pointer;
  transition: background .15s, opacity .15s;
  outline: none;
  -webkit-appearance: none;
  appearance: none;
  line-height: 1;
  align-self: flex-start;
}

.vb-bankruptcy .vb-bk-btn-cta:hover {
  background: var(--vb-brass2);
}

.vb-bankruptcy .vb-bk-btn-cta:disabled {
  opacity: .4;
  cursor: not-allowed;
}

.vb-bankruptcy .vb-bk-submit-error {
  font-family: 'Inter', sans-serif;
  font-size: 12px;
  color: #e07070;
  line-height: 1.4;
}

/* Disclaimer block */
.vb-bankruptcy .vb-bk-disclaimer-block {
  background: var(--vb-card2);
  border: 1px solid var(--vb-b-warm);
  border-radius: 2px;
  padding: 14px 16px;
}

.vb-bankruptcy .vb-bk-disclaimer-headline {
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
  font-weight: 500;
  color: var(--vb-stone2);
  letter-spacing: .06em;
  text-transform: uppercase;
  margin-bottom: 6px;
}

.vb-bankruptcy .vb-bk-disclaimer-body {
  font-family: 'Inter', sans-serif;
  font-size: 12px;
  color: var(--vb-stone2);
  line-height: 1.55;
}

/* ============================================================
   CONFIRMATION SCREEN
   ============================================================ */

.vb-bankruptcy .vb-bk-confirm {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  min-height: 400px;
  gap: 20px;
  padding: 60px 40px;
  text-align: center;
  background: var(--vb-card);
}

.vb-bankruptcy .vb-bk-confirm-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--vb-brass-bg);
  border: 1px solid var(--vb-b-brass);
  display: flex;
  align-items: center;
  justify-content: center;
}

.vb-bankruptcy .vb-bk-confirm-icon svg {
  width: 26px;
  height: 26px;
  stroke: var(--vb-brass);
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.vb-bankruptcy .vb-bk-confirm-title {
  font-family: 'Bricolage Grotesque', sans-serif;
  font-size: 24px;
  font-weight: 700;
  color: var(--vb-ivory);
}

.vb-bankruptcy .vb-bk-confirm-body {
  font-family: 'Inter', sans-serif;
  font-size: 14px;
  color: var(--vb-stone);
  line-height: 1.6;
  max-width: 420px;
}

/* ============================================================
   HONEYPOT
   ============================================================ */

.vb-bankruptcy .vb-bk-hp {
  position: absolute;
  left: -9999px;
  opacity: 0;
  pointer-events: none;
  tab-index: -1;
}

/* ============================================================
   ANIMATIONS — Slide transitions
   ============================================================ */

@keyframes vb-bk-slide-in-fwd {
  from { opacity: 0; transform: translateX(24px); }
  to   { opacity: 1; transform: translateX(0); }
}

@keyframes vb-bk-slide-in-bck {
  from { opacity: 0; transform: translateX(-24px); }
  to   { opacity: 1; transform: translateX(0); }
}

.vb-bankruptcy .vb-bk-anim-fwd {
  animation: vb-bk-slide-in-fwd 280ms cubic-bezier(.22,.8,.36,1) both;
}

.vb-bankruptcy .vb-bk-anim-bck {
  animation: vb-bk-slide-in-bck 280ms cubic-bezier(.22,.8,.36,1) both;
}

/* ============================================================
   MOBILE — max-width: 640px
   ============================================================ */

@media (max-width: 640px) {
  .vb-bankruptcy .vb-bk-shell {
    flex-direction: column;
  }

  .vb-bankruptcy .vb-bk-left {
    width: 100%;
    min-width: 0;
    border-right: none;
    border-bottom: 1px solid var(--vb-b-brass);
    flex-direction: row;
    align-items: center;
    padding: 14px 18px;
    gap: 14px;
    min-height: 0;
  }

  .vb-bankruptcy .vb-bk-badge {
    display: none;
  }

  .vb-bankruptcy .vb-bk-steps {
    flex-direction: row;
    align-items: center;
    gap: 8px;
  }

  .vb-bankruptcy .vb-bk-step-group {
    flex-direction: row;
    align-items: center;
    gap: 6px;
  }

  .vb-bankruptcy .vb-bk-step-label {
    display: none;
  }

  .vb-bankruptcy .vb-bk-step-connector {
    width: 16px;
    height: 2px;
    margin-left: 0;
  }

  .vb-bankruptcy .vb-bk-live-card {
    margin-top: 0;
    margin-left: auto;
    flex-direction: row;
    align-items: center;
    gap: 8px;
    padding: 8px 12px;
    min-width: 0;
  }

  .vb-bankruptcy .vb-bk-live-sub {
    display: none;
  }

  .vb-bankruptcy .vb-bk-right {
    padding: 28px 20px 24px;
    min-height: 0;
  }

  .vb-bankruptcy .vb-bk-question {
    font-size: 20px;
    margin-bottom: 20px;
  }

  .vb-bankruptcy .vb-bk-answers {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .vb-bankruptcy .vb-bk-welcome {
    padding: 32px 24px;
  }

  .vb-bankruptcy .vb-bk-welcome-headline {
    font-size: 24px;
  }

  .vb-bankruptcy .vb-bk-reveal-shell {
    flex-direction: column;
  }

  .vb-bankruptcy .vb-bk-reveal-left {
    width: 100%;
    min-width: 0;
    border-right: none;
    border-bottom: 1px solid var(--vb-b-brass);
    padding: 24px 20px;
  }

  .vb-bankruptcy .vb-bk-verdict-heading {
    font-size: 36px;
  }

  .vb-bankruptcy .vb-bk-reveal-right {
    padding: 24px 20px;
  }

  .vb-bankruptcy .vb-bk-lead-form-row {
    grid-template-columns: 1fr;
  }

  .vb-bankruptcy .vb-bk-kbd-bar {
    display: none;
  }

  .vb-bankruptcy .vb-bk-verdict-disclaimer {
    display: none;
  }
}